Nice Circle

I am sure you have come across the concept of the vicious circle. Where one leads leads to another and before long that effect has become the it's own indirect cause. If left unbroken this vicious circle will make the situation go from bad to worse. It's a feedback loop that becomes hard to escape.

But if a vicious circle exists it must also be possible to have the opposite; a positive version of the vicious circle – a nice circle, if you will.

This would be a situation where one thing leads to another and that improves on the original situation, and round and round it goes. Each loop of the nice circle makes the whole system better.

One example has to be that of someone's credit score. If you have a poor credit score it will be unlikely that you will be able to get credit. You're stuck and things are going to improve for you. But if you can find a way to get some credit, then what happens?

You borrow. You get the credit and you repay that credit within the appropriate time. By paying it all off without any problem your credit score will improve. Now, with a better credit score you should be able to find it easier to get credit. Pay that off and you will be improving your credit score again, which will lead to an increased ability to borrow. It's a nice circle.

The only difficulty with a nice circle is getting on it in the first place. And that's where sites like www.americancreditreport.net can help. On the site you can get your Free Credit Score to find out where you stand. And when you know your Credit Report you know what problems and weaknesses you have to deal with. Use the help and advice to improve your situation and you should be able to get credit. And from that point on you can ride the nice circle till you get a better American Credit Report in the future.

You have to be realistic, you won't sort all of your issues over night. And you have to be responsible, if you fail to repay something you will put yourself back at the start of your nice circle journey. But using the information you can get from the web and a sense of how the system works you can use the nice circle concept to improve your situation.